Who We Are and What We Do
As Chartered Financial Planners and Independent Financial Advisers, Clear Sense provides independent and impartial financial solutions.
Both personal and corporate clients benefit from our advice on retirement planning, wealth management, business protection, life assurance and cash flow forecasting.
We believe in forming strong and lasting relationships with our clients based on trust, openness and an understanding of their needs. We work with our clients with their best interests at heart to provide financial clarity and peace of mind.
It is important to us to keep fees transparent so that our investors’ returns are as high as possible. Building and maintaining long term client relationships is paramount to our business.
Our Process
The ‘How it Works’ chart shows our process from initial free consultation to plan, action and reviews.
Management Team
Chris Wales established Clear Sense Financial Planning in 2017. Whilst the business is new, Chris has over 25 years’ experience as an independent financial adviser.
The decision to leave the comfort of an employed position was driven on the realisation that to be a ‘true’ independent financial adviser, you cannot work on an employed basis. As an employee, you are subject to your employer’s limited investment proposition, charging structure and corporate strategy. The only way to provide true independent advice is to be an ‘independent’ financial adviser.
Chris is a qualified Chartered Financial Planner. This is widely accepted as the ‘gold standard’ qualification for professional financial advisers in the United Kingdom. Less than 20% of financial advisers have achieved this level of qualification. By definition, holders of the Chartered Financial Planner qualification are among the most experienced and most qualified advisers in the profession.
Framework Structure
Whilst true independence is the ultimate goal, advisers need a frame work in order to provide independent advice, which is why we have chosen to work with Sense Network. Sense Network was established in 2007 and over 200 advisers have since joined with them. They allow the adviser to offer true independent advice, whilst ensuring there is technical and compliance support to make certain that advice complies with best practice and FCA requirements.
At the core of the Clear Sense philosophy is our firm belief in providing an excellent professional service where clients’ needs are at the forefront of everything that we do.